DSCR INVESTMENT LOANS
500 Credit Score is our minimum.
Buy or Refinance your investment. No Tax Returns or Employment Verification Required. Up to 75LTV Cash out or 85LTV for Purchases
NEED A DSCR LOAN?
Do you want to buy a rental property? We have the perfect loan program for you!​ Atlas Loan Solutions offers a DSCR loan program with no personal income verification required. Instead, we use the investment property's projected rental income to qualify you. This loan program is very popular amongst real estate investors.
Many of our clients use this program for investments into long term rentals or even short term rentals such as AirBnB. Give us a call today, and our team will answer any questions you may have.
Fill Out the Form
Provide your contact details and a few basic pieces of information to get started.
HOW IT WORKS
Get Approved
We will review your loan application, your property will be appraised, underwritten, and approved.
Fund
Once all items have been satisfied and we are clear to close, loan docs will be drawn.
Why Choose Us
Cory has been a dedicated broker and loan originator since 2018 and a seasoned real estate agent since 2013. Rena has been a trusted partner to financial advisors since 2003. Together, we offer a unique blend of knowledge and insight to guide you through the complexities of loans and real estate. In addition to our professional expertise, we have a passion for short-term rental properties. For over three years, we've successfully managed our own properties in the vibrant Las Vegas Valley and the beautiful landscapes of Costa Rica. You can explore our rentals at Las Vegas and Costa Rica.
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We look forward to using our experience and passion to help you achieve your real estate and financial goals!
No Tax Returns or Employment Verification Required.
Up to 75LTV Cash out or 85LTV for Purchases
Are we a match? Check our minimum requirements.**
500 Credit Score is our minimum
Buy or Refinance your investment.
Noel E.
"Cory was Awesome!!! He helped me get my loan closed on time. I am super happy with his service. Luckily I met him and decided to make this investment. Highly recommending Cory to take care of your next loan."
Fabrizio B.
"Cory answered all questions and concerns. Service was impeccable and very professional. I would recommend to everyone :)"
Shellie W.
"Cory has been excellent to work with so far. He responds and actually follows up! He is serious about doing business with you. He doesn’t treat you like a client but more of a friend."
Michael
"Atlas is a great company to work with. No hassle or a bunch of red tape."
Frequently Asked Questions
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What is a DSCR home loan?A DSCR home loan is a type of mortgage specifically for real estate investors. Instead of focusing on your personal income, this loan evaluates the income generated by the property (like rental income) compared to the debt obligations of the property.
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How does DSCR work in qualifying for a loan?DSCR measures the property's ability to cover its debt. A DSCR of 1 means the property generates just enough income to cover the loan payments. A higher DSCR shows better coverage, making it easier to qualify for a loan.
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What is the minimum DSCR required for a loan?The minimum DSCR can vary by lender, but it typically ranges from .75 to 1.25. The higher the DSCR, the stronger the property’s ability to cover the debt, which may lead to better loan terms.
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Who qualifies for a DSCR loan?DSCR loans are ideal for real estate investors who own or plan to purchase income-generating properties. Unlike traditional mortgages, you don't need to verify your personal income to qualify.
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What types of properties can be financed with a DSCR loan?You can finance various types of income-generating properties with a DSCR loan, including single-family rentals, upto 8 units, condominiums, and commercial properties.
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Do I need personal income verification for a DSCR loan?No, personal income verification is not required. The loan approval is based on the income generated by the property itself.
CONTACT US
Our Services Include Revolving Lines of Credit, Business Loans, Commercial Loans, Ground Up Construction, Fix & Flip, DSCR, VRBO, Airbnb, and Rental Loans. Our Goal is to Empower Clients with Flexible and Competitive Lending Options that Support Their Growth and Success.
Phone: 702.720.5017
